Investment Portfolio for the Susan Griffin Case Study

Investment Portfolio for the Susan Griffin - Case Study Example According to Susan's listing, her nondiscretionary expenses include utility bills, automobile expenses, and medical insurance. She notes that these expenses will be difficult to cut down since regardless of the turn in her business ventures, she must continue leading a comfortable life. However, she acknowledges that there are possibilities of reducing expenditure on some of her nondiscretionary items including holiday gifts and clothes. Other items that she opted to reduce spending on included her discretionary expenses that included the travel, membership, and occasional purchases. Additionally, she may as well forgo the expenses accrued in the tax-deductible expenses including charitable giving and property taxes. After determining the assets, it would be vital for Griffin to determine the appropriate asset allocation. This is usually the most challenging step since it is associated with varied risks; however, it is worth noting that high risk usually results in high returns. None theless, it is advisable for Griffin to allocate her assets in different ventures so that she may spread the risks (Elton 707). Her current financial needs are quite high; therefore, it would be for investments into businesses that will have equivalent or higher returns.   The greater return possibilities usually come at greater losses risk expenses. This is usually determined by risk/return tradeoff. Therefore, it would be appropriated for Griffin to subdivide her liquid asset into the degree of risks. Ventures that are associated with high risks must have higher percentages of her investment. From the list of her appreciate selections, the High – yield bonds or the â€Å"junk† bonds should be the first priority since they are issued with companies associated with relatively high credit risks. The company should be allocated fifty percent of the total investment followed by investment – grade bonds which should be allocated 35 percent. The investment grade bo nds are noted to be supplied by high credit quality companies; however, such companies have less liquid compared to treasury security. The rest of the investment should investments in the U.S. Treasury bonds (Reilly and Brown 88). This company is not associated with credit risks and has it is very liquid; hence, they are easy to buy and sell. The latter company ventures less into a risky business; thus, it is unlikely to make much profit.   It should be noted that Griffin was worried about active involvement into the business, these investment types will keep her active by monitoring the movement of these three stock markets and with the advice from her brokers, she will know when to sell and buy the same with return maxim. Through these investments, Griffin will maintain her monthly expenditure and still lead a comfortable life.

Things Fall Apart Essay Example | Topics and Well Written Essays - 1000 words - 1

Things Fall Apart - Essay Example The fact that he has three wives in and of itself illustrates his misogynistic nature and attitude. He is terribly cruel to his son Nwoye, as he feels that Nwoye is not masculine enough and that he is feminine and weak. Nwoye begins to behave in more masculine ways to please his father Okonkwo, as anything less is simply unacceptable and can lead to a beating from his father. Okonkwo is a portrait of dominant male ideology as he causes his family a great deal of pain and suffering because of this ideology. Okonkwo is rarely able to display emotion and is depicted as first and foremost, seeking to be masculine and in control. He is depicted however, at one point in the story, as a concerned parent, when he ventures out looking for Ezinma, after she is taken by Chielo. The reader also sees throughout the piece, Okonkwo’s difficulty in dealing with change in his environment, especially from a racial point of view. White men are coming to his village and living among his clan, only to cause Okonkwo to feel threatened and then to finally feel defeated. This is understandable as the white settlers only seek to change the ways and beliefs of the natives of Nigeria. These expressions of anti-colonialism seem to reflect the ideas of Achebe as well, as a prevailing theme surrounding the colonists seems to be their inability to speak the language of the tribe. This is ultimately what prevents them from understanding the ways of the tribe. Interestingly, as much as Okonkwo opposes the whit e man and his religion (Christianity), his son Nwoye converts to this very religion. Certainly, this is an illustration on the conflicts that arose during colonization. The white men brought their religion and beliefs to the Igbo people, and certainly Okonkwo represented the institution of tradition and culture. Further evidence of this is the fact that Okonkwo participates in the death of Ikemefuna, the sacrificial boy from a neighboring village